the short version
Ashley Fox is a Financial Education Specialist, professional speaker, and financial journalist for Forbes and Essence Magazine. After graduating, with honors, from Howard University, Ashley began her career on Wall Street while working with a team of people to help millionaires and billionaires manage their money. Ashley was exposed to various types of financial tools and investments, and she learned how to effectively use those tools to help people manage their wealth. Rather than sit back and keep all of this information to herself, she decided to share it with others and empower them through education. Ashley, took the leap, quit her six figure career, followed her dreams, and started her own business.
Ashley is now an award-winning financial advisor who has helped low-moderate income people save and invest over $1.5mm. She is an expert in her field as a Financial Education Specialist who has also founded the financial education institute, Empify. Empify an education- based organization created to help both adults and children understand financial literacy. Since its inception in 2013, the Empify financial programs have reached over 5,000 people in over 50 schools and organizations across the country. Ashley is a highly-sought after speaker, and her insights have been featured in Black Enterprise Magazine, Jim Cramer’s “The Street”, Yahoo Finance, AOL, Rolling Out Magazine, Forbes, Huffington Post, Glamour Magazine, Fox News and ABC.
the whole version
I have dedicated my life to helping people develop career, life, and financial success. Born and raised in Philadelphia by my two amazing parents, I always had a strong and competitive spirit. My dream was to be a strong woman on Wall Street, and that’s exactly what I did! I went on to attend the best HBCU: Howard University, and I landed four internships. I graduated magna cumlaude with a Bachelor’s degree in finance, and I started my full-time finance career on Wall Street.
What was life like on Wall Street?
For as long as I can remember, I have had an insane work ethic. I have always been goal oriented, and I knew I was put on this earth to break barriers. Gratefully, I was hired by one of the top Wall Street investment banks in the world. New York City was my new home. Can you believe it, little ol’ me was living her dreams while helping manage the assets of people who made $25 million and more? Can you imagine what I experienced? Can you imagine who I was around and what I learned? I was able to see, first hand, what wealthy people were doing with their money.
After about two years, for some reason, I wasn’t happy. Yes, I was making six figures. Yes, I was traveling the world. Yes, I shopped all the time and ate at fancy restaurants. I was living the life, but I was unhappy. I finally got tired of just trying to look good on paper while chasing money. I realized that it was a never ending race that I’d never win. Did I mention that I wasn’t the best employee? To be honest, I didn’t desire to be either.
I would often say to myself,
“what is wrong Ashley? You aren’t average, so why are acting like it?”
It was then that life changed.
I knew I deserved more, and I wanted to live life for a bigger purpose. I hit a ceiling, and I needed to grow. So, I stopped chasing money, and I bid farewell to my Wall Street career.
I gave up the 9-5 dream.
I gave up the job security, and I took that leap of faith. It was time to do what made me happy!
Sounds bold and exciting, right? Boy, was I in for a rude awakening. Rather than sit back and keep the 7 years of financial knowledge I had gained to myself, I decided to share it with the world. I wanted to empower people through education. I had this indescribable desire to expose my community to financial literacy. We use money every day, but it is not taught in our schools everyday. I saw a problem, and I felt as though I was the only person who had the burning desire to fix it.
I decided to use my financial certifications and become an independent financial advisor .I was ready, willing, and able to take over the world, but I was still irresponsible with my own money. In my head, I was this“topnotch” (or so I thought), Wall Street analystwho had worked for a large bank while making six figures. However, everything I had saved, I soon lost it all. Before my 25th birthday,I spent all my money. I had a bad credit score, negative bank accounts, and I even got evicted from my Harlem apartment. All those trips around the world, all the clothes and shoes, and the fancy restaurant dinners caught up to me.
I decided to use my financial certifications and become an independent financial advisor .I was ready, willing, and able to take over the world, but I was still irresponsible with my own money. In my head, I was this“top notch” (or so I thought), Wall Street analyst who had worked for a large bank while making six figures. However, everything I had saved, I soon lost it all. Before my 25th birthday,I spent all my money. I had a bad credit score, negative bank accounts, and I even got evicted from my Harlem apartment. All those trips around the world, all the clothes and shoes, and the fancy restaurant dinners caught up to me.
In less than a year from leaving my job, I had no home, maxed credit cards, and overdrawn accounts. I went through phases of depression, and it hurt. It hurt bad.
That was one of the worse, however best times of my life. Sometimes, when you hit rock bottom, the only direction you can go is forward, and that is exactly what I did. I fought my way through, and my financial advisory business was all that I had at the time. I continued to focus on my vision, and I persevered through it all. Fast forward 3 years (a rough, but rewarding 3 years), I have over 200 clients, and I developed my financial education institute: EMPIFY. I have taken my Wall Street experience, my life lessons, and I have turned it into an entrepreneurial empire. I have built a six figure business, and on track to making a million. I am truly happy, and I wake up every day to financially educate and inspire YOU! No matter your age, gender, race, or economic status, you deserve to obtain wealth. You deserve to live out your truest potential! So, whether you are a start-up entrepreneur, a single mother, or a college student I am here to serve you!
Becoming A Financial Guru
Wall Street Woman
The Live Your Dream Ashley
The Walking In Your Purpose Ashley
Ready To Change The World Ashley
The Events in Ashley’s Life
2006 – 2010: Becoming a Financial Guru
2006 At age 17 attended Howard University
2007 Received all A’s during her freshman year in college. Hired by Johnson & Johnson as an intern in the Financial Reporting Group
2008 Received her first Wall Street internship. Hired by Morgan Stanley in New York City as an analyst working in Asset Management
2009 Received two internships in one year. In Spring 2009, hired by Merrill Lynch to directly assist Financial Advisors. In Summer 2009, hired by Credit Suisse to do Investment Banking
2010 Graduated Magna Cum Laude with a Bachelor’s of Business Administration from the Howard University. The 1st person in her immediate family to graduate college
2013 – 2015: The live Your Dream Ashley
2010 Started her own independent financial coaching business
2010 Developed Empify, and the vision behind changing her community financial state 2013 – Maxed out her credit cards, spent all her money, and got evicted from her Harlem apartment
2012 Had her 1st financial workshop at the University of Pennsylvania, and 108 people attended the workshop. This is where all her coaching clients came from
2012 She was depressed, had no money, and cried every day while living on her parents’ couch 2014 – Was highlighted in the news for quitting her job to start her business
2013 For 8 months, worked out of the Marriot Lounge until she opened her own financial coaching office in July 2014
2013 Became an award-winning, top producing financial coach
2010 – 2013: The Wall Street Woman
2010 At age 21, moved to New York City to begin her dream career at J.P. Morgan Chase. Assigned to work in Asset Management with a team to help manage the assets of clients who had a minimum net worth of S25mm.
2010 After failing the 1st time and crying for 3 days straight, she obtained her FINRA Series / and 63 certifications
2012 Received a below average rating as a Wall Street analyst. During this time, Ashley started to doubt herself. She didn’t think was good enough
2012 Obtained her New York Real Estate License
2013 Read the “Celestine Prophecy’ by James Redfield (one of her favorite books), and her entire outlook on life changed
2013 Realized that she no longer wanted to remain on Wall Street. Her 3-year analyst program was complete, and Ashley bid farewell to her Wall Street career, FOR GOOD!
2013 Began working with a Private Equity firm in New York that worked to help athletes and entertainers invest small start-up businesses
2015 – 2016: The Walking In Your Purpose Ashley
2015 Started creating Empify programs, programs, and she began bringing her programs and curriculum to many schools and organizations
2015 Keynote Speaker at the High School, Inc in Connecticut. First time she ever received a standing ovation
2015 She was a speaker at the largest Baptist Church in Pennsylvania, Enon Tabernacle Baptist Church
2015 She launched the first Empify high school program at her own alma plater, Central High School
2016 She launched the first Empify middle school program at the Harambee Institute of Science &Technology Charter School 2016 – She moved out her parents’ home, and into her own apartment
2016 She officially became a writer for Black Enterprise Magazine 2016 – As a financial coach, Ashley has over 200 clients throughout the United States. Collectively, she has helped them save and invest over S1.4mm
After building her financial advisory, Ashley knew she wanted to massively impact the world with financial education. From 2017- present Ashley has…
Launched the Empify Financial Education curriculum in over 50 different schools and organizations
Has written multiple financial articles with major publications that have reached thousands of people all over the world
Launched the Empify: Incarceration to Wealth Generation Prison Program, and is now educating current and former incarcerated minorities on the east coast
Has become an international public speaker
Has created an online school and community that has helped over 10,000 adults learn how to save and invest their money
Feel free to take a deeper look at what I’ve accomplished over the years by downloading my press kit
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